Providing for Survivors
Making provisions for your spouse, children, business associates, and anyone else who would be affected by your premature death is important. Fortunately, it can also be both easy and affordable.
Howard will look at your whole financial picture - including any life insurance, investments, pension benefits you may have - and make recommendations that will help ensure the financial security of the people who are important to you.
Estate Planning Strategies
With proper planning today, you can help ensure that your heirs will have sufficient liquidity to settle your estate in a timely and affordable manner. Working with your other legal and financial advisers, Howard can show you how to take advantage of trusts, charitable giving strategies, and other sophisticated techniques that can help you reduce the amount of taxes your estate will owe, and expedite the distribution of your assets to your heirs.
Setting up a retirement plan today can provide immediate benefits in the form of tax savings, as well as protect the future financial stability of both your family and your business. Howard can help you determine and meet both your long and short-term retirement goals.
With programs such as buy-sell agreements, key person life insurance, executive bonus, and business succession plans, Howard can help you protect your business today, and ensure its viability tomorrow. Utilizing life insurance and other financial products, he can also help you set up a business continuation plan that will allow for a smooth and orderly transition of the business to another family member, the next generation, or to your associates.
Howard can help you design – and implement – an investment strategy that will help you meet your personal and financial goals, handling all aspects of managing your funds to your specifications. Through various financial vehicles, he can help you pursue a wide range of investment objectives.